Commercial real estate across multiple asset classes.

Multifamily 5+

Apartment properties with five or more units require financing that reflects their income, operating costs and long-term ownership plan. CCNY works with owners of urban apartment buildings and suburban communities, including market-rate and rent-regulated properties.

We review rent rolls, occupancy, operating history, capital needs and existing debt to help present a clear financing request. For rent-regulated assets, the analysis also considers the property’s regulatory framework and documented rental income. Our approach supports acquisitions, refinancings and financing plans across individual buildings or larger portfolios.

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Mixed-Use

Mixed-use properties combine residential and commercial income within one asset. CCNY evaluates the separate income components, tenancy and property characteristics to help present a clear, complete financing request.

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Retail

From grocery-anchored centers to urban and suburban storefront rows, retail financing depends on the property’s tenants, leases and location. CCNY helps assess the income profile and structure a financing request around the asset and the borrower’s objectives.

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NNN / Net Lease

Net-leased properties place the tenant and lease at the center of the financing analysis. CCNY helps owners pursue acquisition and refinance financing for single-tenant properties such as pharmacies, quick-service restaurants and other net-leased commercial real estate. This includes acquisition financing for sale-leaseback transactions structured with a net lease, where the selling business remains in occupancy as the tenant.

We evaluate the tenant’s financial profile, remaining lease term, contractual rent increases, renewal options and the allocation of property expenses. The property’s location, condition and potential for future tenancy also inform lender selection and the proposed debt structure.

For investors acquiring net-leased replacement properties through a 1031 exchange, CCNY also provides 1031 exchange financing support, coordinating the financing process with the borrower’s exchange schedule and advisory team.

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Industrial

Warehouse, distribution and flex industrial properties each have distinct operating and financing needs. CCNY considers occupancy, lease structure, building functionality and the borrower’s objectives when presenting the property to prospective lenders.

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Office

Financing for urban and suburban office properties requires a clear view of tenancy, lease expirations and the building’s competitive position. CCNY helps organize those factors into a financing strategy aligned with the property and ownership plan.

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Self-Storage

Self-storage financing starts with a clear understanding of how the property operates. CCNY helps owners pursue commercial real estate financing for climate-controlled facilities, drive-up properties and portfolios of storage assets.

We review occupancy, unit mix, achieved rental rates, concessions, operating expenses and local competition alongside the property’s condition and business plan. This information helps lenders assess current cash flow and any proposed lease-up or property improvements.

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Gas Stations

Gas station real estate requires a financing approach that accounts for the site’s specialized use and income profile. CCNY helps owners pursue acquisition and refinance financing for fuel and convenience-store properties.

We consider location, access, property ownership, leases where applicable and the operating history supporting repayment. Environmental reports, site history and lender-specific due diligence are important parts of presenting the real estate for financing.

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Car Washes

Car wash properties combine specialized real estate with an operating use that shapes cash flow. CCNY helps owners pursue commercial mortgage financing for the acquisition or refinancing of express tunnel, automatic and self-service car wash properties.

We review the site’s location, access, layout, property condition and operating history, including revenue trends, seasonality and expenses. For leased properties, the lease structure and tenant profile also inform the financing analysis. The focus is a real estate loan aligned with the property and the borrower’s ownership objectives.

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Owner-Occupied Commercial

For properties occupied by your operating business, explore our dedicated owner-occupied financing service.

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